Insurance Considerations

Let's face it, you don't visit a site like Will-Writer.com unless you're planning for the inevitable already.

We understand that and have compiled information or sources of information that can help you make some of the decisions you need to make when making your final plans.

The Unexpected Can Still Happen

For this reason, now might be a good idea to consider what could happen if the inevitable doesn't happen as soon as you think it might.

What would happen for example of you or perhaps a close relative required long term care following an unexpected illness?

Who would pay the care costs? What would you pay for that peace of mind?

Now you can find out, because by completing the simple form below, we can obtain for you, an extremely competitive quotation for long term care insurance.

  Long Term Care Insurance Quote

Your Free Guide Please fill in the information below to receive your quote on long term care insurance. You will also receive a free copy of "The Insiders Guide to Long Term Care Insurance" and a referral to an LTC professional in your area.

What is long term care insurance? Long Term Care insurance is designed to pay for a long time succession of care giving services for the elderly or chronically ill. This care may be provided in a facility (nursing home, mental hospital, etc.) or in the individual’s home with a nurse or aide. It is most beneficial to those who have financial assets they would like to protect. Long term care insurance is often quickly referred to as LTCi or LTC insurance. Should I consider long term care insurance? Long term care insurance is often referred to as “asset protection” by financial planners. Medicaid will cover your long term care services, but only when your assets have been depleted. Unless you are extremely wealthy or can not financially afford the premiums, it is in your best interest to apply for long term care insurance.

Red fields are required Your First Name: Your Last Name: Your Street Address: City: State: Please choose a selection AK AR AL AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NY NV OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Zip Code: Evening Phone Number: Day Phone Number: Your Email Address: Who is the candidate for Long Term Care Insurance? Please choose a selection Self Parent In-Law Brother / Sister Other In the following Blue Section Please enter the information in for the person or persons who are the candidates for long term care insurance. Candidates First Name: Candidates Last Name: First Name of Candidates Spouse: Last Name of Candidates Spouse: Candidates Street Address: City: State: Please choose a selection AK AR AL AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NY NV OH OK OR PA RI SC SD TN UT VT VA WA WV WI WY Zip Code: Evening Phone Number: Day Phone Number: Best Time to call: Have you used tobacco products in the last year? Yes No Candidates Birthday Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 07 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 Spouses Birthday Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 To help you select an average daily benefit... The average cost of care in per day. Daily Benefit Desired: $ 100 110 120 130 140 150 160 170 180 190 200 210 220 230 240 250 260 270 280 290 per day Our Pledge To You: We will use the information that you have provided here to help you find the information that you seek regarding Long Term Care Insurance. We will not sell, rent or lease your name or email address for any other purpose. The information that you provide will he held in the strictest confidence and not used for any other purpose. We will do our best to put you in touch with a reliable, respectful insurance agent who can answer your questions about Long Term Care insurance.

Why should I apply for long term care insurance? Eventually, the majority of us reach a point in our lives where we are no longer able to take care of ourselves. Whether the cause is from an accident, onset of an illness such as Parkinson’s disease or stroke, or age, more than likely there will be a time where we will need extended long term care. Americans over the age of 65 face a 40% risk of entering a nursing home for Long Term Care services. A year in a nursing home now averages more than $40,000 and can exceed $100,000 annually in some parts of the country." - The Wall Street Journal 3/31/99 Premiums for long term care insurance rise with age. Also, your health plays a factor in your premium. If you wait to long before applying for long term care insurance your age and health may make it very expensive or even impossible to qualify for a policy. Benefits of Long Term Care Insurance Asset Protection Piece of Mind Benefits are Non-Taxable Security for Your Future

What happens if you become disabled?

These things are usually unexpected but it makes sense to provide for it happening, because once it does, it will probably be too late to do anything about it and the financial burden created will be yours alone.

Let us obtain a competitive quotation for you from one of our trusted agents. By completing the details below, you will be taking the first step to a worry-free future.

Disability Insurance Quote

Please fill in the information below to receive your quote on Disability Insurance from a licensed local professional. You will also receive a free copy of "The Insider's Guide to Disability Insurance" and a referral to a local, licensed Disability insurance professional Disability insurance is a product that is designed to protect you and your family from the loss of your income due to an accident. It is not for someone who is disabled or is already facing a medical problem or is pregnant. There is often confusion about what disability insurance is for.

Your Name:
Street Address:
Apt / Suite / Other:
City:
State:	Please Select AK AR AL AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NY NV OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY
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Date of Birth:	Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 07 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
Sex:	M F
Have you used tobacco products in the past year? Yes No
Occupation (Be Specific): If you are unemployed, self-employed, or your occupation requires you to carry a firearm, you will not qualify for disability insurance
Monthly Income: If you earn less than $1500 a month, you will not qualify for disability insurance.
Please list any health issues below: If you have more than a minor health issue you will not qualify for disability insurance. If you are healthy please type "None" into the box below, if you have a minor health issue, please describe it below.